Financing with PayPal Credit

Offer customers a financing option during their shopping journey to improve conversion rates.

You must enable PayPal in order to promote Financing with PayPal Credit. PayPal works alongside your other payment methods, giving shoppers options on how to pay. Learn more about PayPal here.

Financing with PayPal Credit is an option that's available to consumers using PayPal to checkout. You can promote this service by enabling assets which will display for consumers on item detail pages, cart, and checkout. 

Set Up

  • Login to your SmartEtailing Site Manager and go to Commerce > Payment Methods.
    If you haven't set up PayPal yet, you'll need to do that first. Learn how here.
  • Toggle PayPal Credit (Promote PayPal Credit as a payment method.) to “On," and make sure to save changes at the bottom of the page.
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  • You will need to reset your cache for these changes to take effect. You may do this by clicking the alert bell.
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Customer Experience
Your shoppers will now see PayPal Credit information on each item detail page in your catalog:

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In their shopping cart:

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And during checkout:

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Frequently Asked Questions

Is PayPal Credit available in Canada?

PayPal Credit is ONLY available to users in the United States. PayPal has not implemented this function for Canada.

Will I get paid right away?

As the retailer, it won't make an impact on how you get paid, or the amount you get paid for their order. You'll receive your payout from PayPal on the same regular schedule.

What will the customer journey look like?

The PayPal modal will provide your customers financing options and payment terms. If they apply and are approved by PayPal, your customers will get financing for their order directly within the PayPal modal.

Why should I enable Paypal Credit?

Showing consumers financing options throughout the shopping journey improves conversions and average order value.

How else can I promote PayPal Credit?

You can add this highlight to your homepage to promote this payment method: https://libpreview2.smartetailing.net/page.cfm?pageID=4490&contentType=1&preview=1

How can I offer customers PayPal Easy Payments?

Contact your PayPal account representative to determine if your business is eligible for Easy Payments.